Ten-year-old Grace is crushed to learn that her grandparents' bakery might close after thirty years and wonders how her own business, which they inspired, can survive if theirs cannot, but she and her friends use their talents and newly-acquired business skills to try to save the day.

Seattle fourth-grader McKenna Brooks, who lives for gymnastics, struggles with school work until Josie, a tutor confined to a wheelchair, helps her with reading comprehension and much more.